Payments
Pay a Mocard merchant
No app, no account. Pay the businesses you love with the Mobile Money or card you already use, and keep a receipt for every payment.
Check a payment
Look up a Mocard payment and print the receipt
Enter the Mocard reference from your confirmation SMS or email to view the payment details.
Can't find your reference? Email business@mocard.rw with the merchant name, amount and date and we will trace it.
Your receipt appears here
Every Mocard payment has a reference such as MOCARD-1042. Look it up to see the merchant, amount, method and date, then print or save it as a PDF.
For individuals
How to pay with Mocard
Every Mocard merchant gives you the same simple flow, whether you are paying a link on WhatsApp or checking out on a website.
Open the merchant's Mocard link
Tap the Payment Link the business sent you, or press "Pay with Mocard" on their website. You will see the business name and the amount to pay.
Choose how to pay
Pick MTN Mobile Money, Airtel Money or your Visa or Mastercard. For Mobile Money, enter your number and approve the prompt on your phone.
Done. Keep your receipt
Your payment is confirmed instantly and a receipt with a Mocard reference is sent to you by SMS or email. The merchant is notified at the same time.
Payment methods
Pay the way you already do
Mocard supports the methods people in Rwanda use every day. Fees, if any, are always shown before you confirm.
MoMoMTN Mobile Money
Approve the *182# prompt on your phone
Airtel Money
Approve the prompt on your phone
Bank cards
Visa and Mastercard, protected by 3-D Secure
Bank transfer
For selected merchants and larger invoices
For businesses
Want your customers to pay you this easily?
Get a Payment Link this week, add Hosted Checkout to your website or launch a Donation page. Every payment lands in your Mocard dashboard in real time.
Example merchant dashboard summary